Our Financial Policy

We accept most insurance plans and will file claims for you.

We do not base your care plan on your insurance coverage and neither should you.  There are limits to what insurance companies will contribute toward chiropractic care and it is not uncommon for insurance coverage to stop in the middle of a patient’s care plan.  However, if you discontinue your care plan, you will halt the healing process we have worked so hard to achieve together.  For this reason, we have financial agreements that will fit your financial needs, because your health is important to us.


Payment of your bill is due at the time of service.

All applicable co-pays, deductibles, personal balances, both current and prior, are due at the time of service — unless prior arrangements have been made with our billing department. We accept cash, local checks, Master Card/Visa.


We are pleased to assist you by billing for our contracted insurers.  It is the responsibility of the patient to provide us with the most correct and up-to-date insurance and personal information (e.g., address, phone number, name changes, etc.) and will be responsible for any charges incurred if the information provided is not correct or updated.  Verification of insurance by our office is not a guarantee of coverage as insurance companies cannot guarantee this to us.


If you are involved in a liability action (auto accident, work injury, etc.), you are required to provide all employers information, insurance company information, and contact information immediately to our office.


We look forward to working together toward your health and wellness goals and providing affordable, quality service.  If you have further questions about our financial policies, please contact our office.

Now, the detailed explanation

Subluxations are really a combination of changes going on at the same time. These changes occur both in your spine and throughout your body. For this reason chiropractors often refer to vertebral subluxations as the “Vertebral Subluxation Complex”, or “VSC” for short.

In the VSC, various things are happening inside your body simultaneously. These various changes, known as “components,” are all part of the vertebral subluxation complex. Chiropractors commonly recognize five categories of components present in the VSC. These five are:

The osseous (bone) component is where the vertebrae are either out of position, not moving properly, or are undergoing physical changes such as degeneration. This component is sometimes known as kinesiopathology.

How does this affect you?

The Nerve Component is the malfunctioning of the nerve. Research has shown that only a small amount of pressure on spinal nerves can have a profound impact on the function of the nerves. This component is scientifically known as neuropathology.

The Muscle Component is also involved. Since the muscles help hold the vertebrae in place, and since nerves control the muscles themselves, muscles are an integral part of any VSC. In fact, muscles both affect, and are affected by the VSC. This component is known as myopathology.

The Soft Tissue Component is when you have misaligned vertebrae and pressure on nerves resulting in changes in the surrounding soft tissues. This means the tendons, ligaments, blood supply, and other tissues undergo changes. These changes can occur at the point of the VSC or far away at some end point of the affected nerves. This component is also known as histopathology.

The Chemical Component is when all these components of the VSC are acting on your body, and therefore causing some degree of chemical changes. These chemical changes can be slight or massive depending on what parts of your body are affected by your subluxations. This component is often known as biochemicalabnormalities.

Chiropractors have known about the dangers of subluxations for over one hundred years. Today, more scientific evidence is showing the dangers of subluxations and the health benefits of correcting them. To be truly healthy, it is vital that your nervous system be functioning free of interference from subluxations. Our goal is to allow your body to return itself to the highest level of health possible by correcting VSC. Chiropractors are the ONLY health professionals trained in the detection, location, and correction of the VSC.

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